• Decide between off-plan (under construction) or ready property.
• Select location, budget, and developer.
Step 2
02
Sign the Sale Agreement
• For ready property: Sign the Memorandum of Understanding (MOU) with the seller.
• For off-plan: Sign the Sales Purchase Agreement (SPA) with the developer.
Step 3
03
Pay the Initial Deposit
• Usually 10%–20% for ready property.
• Off-plan follows a payment plan set by the developer.
Step 4
04
Register with Dubai Land Department (DLD)
• Pay the 4% DLD transfer fee + admin fees.
• Transfer ownership via DLD or trustee office.
Step 5
05
Receive the Title Deed
• For ready property: issued immediately after transfer.
• For off-plan: issued upon project completion and handover.
